:root{--navy:#071426;--blue:#0d2d4d;--red:#d71920;--light:#f4f7fb;--text:#16202a;--muted:#657282;--shadow:0 16px 40px rgba(7,20,38,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--light);color:var(--text);line-height:1.65}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,90vw);margin:auto}.top{background:#061526;color:#fff;padding:8px 0;font-size:14px}.top .wrap{display:flex;justify-content:space-between;gap:20px}.header{background:#fff;position:sticky;top:0;z-index:30;box-shadow:0 5px 20px #07142615}.header .wrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--navy)}.brand img{width:62px;height:62px;object-fit:contain}.brand small{display:block;font-weight:500;color:var(--muted)}nav{display:flex;gap:19px;font-size:13px;font-weight:800;text-transform:uppercase;align-items:center}nav a:hover{color:var(--red)}.cta,.btn{background:var(--red);color:#fff;padding:13px 20px;border-radius:8px;font-weight:800;display:inline-block;border:0;cursor:pointer}.btn.alt{background:#fff;color:var(--navy)}.hero{min-height:68vh;background:linear-gradient(90deg,#071426e8,#0714268c),url('../images/mentoautok.jpg') center/cover;display:flex;align-items:center;color:#fff}.hero .inner{max-width:800px;padding:70px 0}.eyebrow{color:#ffb4b4;text-transform:uppercase;letter-spacing:2px;font-weight:800}.hero h1,.pagehero h1{font-size:clamp(38px,6vw,68px);line-height:1.02;margin:14px 0}.hero p{font-size:20px;max-width:720px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:-42px;position:relative}.stat{background:#fff;padding:25px;border-radius:14px;box-shadow:var(--shadow);text-align:center}.stat strong{font-size:30px;color:var(--red);display:block}section{padding:76px 0}h2{font-size:clamp(30px,4vw,46px);line-height:1.1;color:var(--navy);margin:0 0 18px}.lead{font-size:19px;color:var(--muted);max-width:850px}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:34px}.card{background:#fff;border-radius:14px;padding:28px;box-shadow:0 10px 30px #07142612;border-top:4px solid var(--red)}.card h3{color:var(--navy);font-size:22px}.card a{color:var(--red);font-weight:800}.dark{background:var(--navy);color:#fff}.dark h2{color:#fff}.two{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center}.photo{width:100%;border-radius:18px;box-shadow:var(--shadow)}.pagehero{background:linear-gradient(90deg,#071426f2,#0d2d4dc9);color:#fff;padding:85px 0}.pagehero h1{font-size:clamp(36px,5vw,58px)}.crumb{font-size:14px;opacity:.75}.content{max-width:900px}.content h2{margin-top:45px}.content h3{font-size:24px;color:var(--blue);margin-top:30px}.check li{margin:10px 0}.quote{background:#e9eff6;border-radius:18px;padding:35px;margin-top:35px}.form{display:grid;grid-template-columns:1fr 1fr;gap:15px}.form input,.form select,.form textarea{width:100%;padding:14px;border:1px solid #ccd5df;border-radius:8px;font:inherit}.form textarea,.full{grid-column:1/-1}.footer{background:#030b14;color:#c8d2dd;padding:50px 0 25px}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer strong{color:#fff}.notice{font-size:13px;color:var(--muted)}
@media(max-width:900px){nav{display:none}.grid,.stats{grid-template-columns:1fr 1fr}.two{grid-template-columns:1fr}.stats{margin-top:20px}.form{grid-template-columns:1fr}.form>*{grid-column:1}.top .wrap{flex-direction:column;gap:2px}.hero{min-height:60vh}.footergrid{grid-template-columns:1fr}}
@media(max-width:560px){.grid,.stats{grid-template-columns:1fr}.brand span{font-size:14px}.hero h1{font-size:40px}section{padding:55px 0}}

.legal-box{background:#eef5fb;border-left:5px solid #0d2d4d;padding:22px 24px;border-radius:10px;margin:26px 0}
.warning-box{background:#fff5f5;border-left:5px solid #d71920;padding:22px 24px;border-radius:10px;margin:26px 0}
.check-list{padding-left:20px}.check-list li{margin:9px 0}
.faq-item{padding:18px 0;border-bottom:1px solid #dfe6ee}
.faq-item h3{margin-bottom:7px}
.law-note{font-size:.94rem;color:#657282}